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In Australia, gambling regulations prohibit the use of credit cards in land-based casinos and gambling lounges, but no such restrictions apply to the online gambling realm.
Therefore, Aussie pokie fans can make deposits and withdrawals on gambling sites via credit cards — at least for the time being.
Our guide will get you up to speed with all the essentials regarding credit card transactions in Australian online pokie sites.
Best Online Pokies Credit Card Sites in Australia
The sheer number of online pokie websites accepting credit cards makes it extremely challenging for a casual player to identify the best options. Separating the wheat from the chaff tends to be a tedious and complicated process that requires in-depth knowledge of a variety of factors.
That’s why you should let someone with experience do the leg work for you, rather than sifting through all the choices yourself. It just so happens that our in-house team are experts on these matters, and they would be more than willing to help you out on your quest.
So, pick any of the sites listed below, and you’re guaranteed to have a stellar gaming experience with your favourite pokies!
Can I Use Credit Cards for Online Pokie Payments in Australia?
As specified by the Interactive Gambling Amendment Act of 2007, Australian-based individuals are prohibited from using credit cards in brick-and-mortar gambling venues and withdrawing cash from nearby ATMs. All major banks — namely Suncorp, Citibank, and Macquarie — support these restrictions.
That said, there are no regulations in place for online gambling, which means that Australians can use their credit cards for online casino transactions legally.
However, it should be noted that some Australian banks have imposed bans on online gambling transactions to reduce potential damage for problem gamblers. These include:
- Citibank
- Bank of Queensland
- Bank Australia
- Credit Union of Australia (CUA)
- Suncorp Bank
- Macquarie Bank
- Virgin Money
- American Express
Several bank institutions, like Westpac, NAB, and Commbank, have recently developed a system that allows credit card users to block gambling transactions voluntarily. With this feature in place, cardholders can’t use their credit card to make deposits and withdrawals on online casino sites — although, there are ways to lift the ban.
Bottom line — as long as your credit card issuer permits online gambling transactions, you can make deposits and cashouts on gambling sites without suffering any legal consequences.
How Does Credit Card Payment Work on Gambling Sites?
Although there are certain differences between Visa, MasterCard, and other credit card gateways, all these cards work in the same way.
Namely, each time you make a payment via credit card, you borrow cash from your bank. The amount of your choice needs to be within a certain credit limit.
Furthermore, this amount comes with an interest rate, which has to be paid over a specified period of time — usually between 30 and 55 days, depending on the provider.
Advantages of Using Credit Cards in Online Pokie Sites
There are reasons why credit cards have stood the test of time and why they have such a high acceptance rate in the online gambling industry.
This form of payment offers a variety of benefits to pokie users, as briefly highlighted below:
Security
The security surrounding credit card transactions is almost impenetrable. Banks use the most advanced security protocols, such as the SecureCode, to prevent data thefts and protect the cardholders’ personal and financial information against any type of hacker attempts.
This is backed by the highest-quality SSL encryption used by online gambling operators, which scrambles sensitive details shared between the client (the casino) and the end-user (in this case, the players).
Ease of Use
Depositing and withdrawing via credit cards couldn’t be easier, and it’s a process that most users are already familiar with, since most of them have used this payment method before.
It the same as purchasing other services or products online, so there is nothing new to learn or to sign up for.
Flexible Payment Limits
Compared to most other online pokie payment methods, credit cards have more versatile deposit and cashout limits.
This gives you the freedom to play as you like, regardless of whether you’re a casual player or a high roller.
They Can be Used For Deposit and Withdrawal
As opposed to prepaid cards—such as NeoSurf—, which are deposit-only payment methods, you can use credit cards to both fund your account and withdraw any winnings from it.
This provides a great level of convenience to players and makes their experience more enjoyable.
Availability
As we mentioned earlier, credit cards are the most widespread payment method in online gambling.
No matter which casino you want to sign up with, there’s a 99% chance that it supports credit card transactions.
Drawbacks of Pokie Credit Card Payment Option
There are a few downsides to using credit cards in online gambling — although, we must admit these are pretty insignificant if you look at the big picture. Let’s check them out:
Fees
Most credit card transactions are subject to transaction fees that apply to both deposits and withdrawals.
Both Visa and MasterCard have a nominal service charge of 2%–3%, on top of the fees charged by your banking institution.
Obviously, these numbers can add up over time, especially if you play regularly.
Slower Withdrawal Turnaround
E-wallets and cryptocurrencies have the edge over credit cards when it comes to cashout processing time.
For perspective, it takes approximately five business days to withdraw your funds from a casino site via credit cards, whereas the e-wallets need only 24–72 hours.
How to Deposit on an Australian Pokie Site Using Credit Cards
Topping up your casino account via credit cards is a straightforward process that becomes even more simplified once you link your Visa and MasterCard. Let’s go through it, step-by-step:
Click on the casino brand from our list, and you’ll be instantly transferred to its homepage.
Register at your chosen casino. You’ll be asked to input account and personal information like username, full name, address, phone number, email, and password.
Go to the cashier and hit the Deposit tab. You’ll then have to find your credit card issuer on the list, enter the credit card number, CVV, and the amount you want to deposit.
Once you confirm the payments, the funds will reach your account within seconds.
Find the perfect pokie for you and start spinning your way to huge wins!
How to Withdraw Using Credit Cards
The lion’s share of online pokie sites in Australia will allow you to withdraw your winnings to a credit card.
In some instances, you’ll have to add an additional payment method like Skrill or PayPal, which will act as an intermediary between your credit card provider and the casino site.
That said, most pokie operators will allow you to directly withdraw funds to your Visa or Mastercard. Here’s the drill:
- Log in to your pokie account.
- Go to the cashier and select the Withdraw tab.
- Click on the Visa or Mastercard banner.
- Input all the necessary details along with the sum you want to cash out.
- Depending on the site and the credit card supplier in question, you should get your funds within 4-7 days.
Final Thoughts
Looking at the list of pros and cons, it’s easy to see why credit cards are the preferred payment option by so many pokies enthusiasts in Australia.
Now that you’ve become familiar with using credit cards for online gambling transactions and discovered the best Aussie-friendly casino sites that accept this payment method, you’ve successfully reached the end of your quest.
All that remains now is to pick an operator from our list according to your gaming preferences. Best of luck on your upcoming pokie adventures!
